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A product by Adroyte Consulting
Version 2.0 · 2026 Edition · CBN Compliant

The Operating System
for Modern Bureau de Change

ComplyFX is a secure, cloud-based platform designed to streamline, digitize, and secure end-to-end Bureau de Change operations in Nigeria — with automated compliance, real-time analytics, and multi-branch control.

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1240+
Transactions Processed
98%
Compliance Score
24
Branches Supported
ComplyFX – Operations Dashboard
Today's Volume
₦48.2M
↑ 8.3%
KYC Approvals
142
↑ 24
AML Alerts
3
↓ 5
Weekly FX Volume (₦ Millions)
Recent Transactions Live
USD → NGN · Adamu K. Today, 14:22
$5,000 Approved
GBP → NGN · Chidi O. Today, 13:58
£2,000 KYC
EUR → NGN · Fatima A. Today, 13:30
€3,500 Pending
What is ComplyFX

More Than Software —
A Complete BDC Ecosystem

ComplyFX is the operating system for modern Bureau de Change management in Nigeria. Built for the CBN's evolving regulatory framework, it centralises operations across all branches, automates compliance, and provides real-time visibility into every transaction.

Whether you operate a single kiosk or a nationwide network, ComplyFX scales with your business — providing the infrastructure, compliance tools, and analytics needed to operate confidently in today's regulated FX environment.

CBN Standards
Cloud-Based
Real-time Analytics
🏢
Multi-Branch Control
Centralised oversight of all locations from a single dashboard.
🔐
Compliance & Security
Automated KYC/AML and vault tracking built-in.
📊
Real-time Analytics
Instant visibility into cash & bank positions.
📱
Digital Onboarding
Seamless KYC with BVN/NIN verification and secure document uploads.
Core Features

Everything You Need to Run
a Compliant, Efficient BDC

ComplyFX brings together compliance, operations, and analytics into one powerful, cloud-based platform.

Digital Customer Onboarding

Seamless KYC integration with BVN/NIN verification and secure document uploads. Reduce onboarding time from hours to minutes.

Structured Transaction Management

End-to-end lifecycle management with comprehensive audit trails. Track every FX transaction from initiation to settlement.

Centralised Dashboard

Unified interface for multi-branch control, real-time analytics, and operational oversight across your entire BDC network.

AML / CFT Compliance Engine

Built-in Anti-Money Laundering and Counter-Financing of Terrorism tools that meet CBN regulatory requirements automatically.

Vault & Cash Management

Real-time tracking of vault positions, cash flows, and foreign currency inventory across all branches and currencies.

Real-time FX Analytics

Instant visibility into cash & bank positions, FX rates, profit/loss analysis, and business intelligence reporting.

Regulatory Reporting

Automated report generation for CBN submissions, transaction records, and compliance documentation — at the click of a button.

Role-Based Access Control

Fine-grained permissions for tellers, supervisors, compliance officers, and management — each with tailored views and controls.

Smart Alerts & Notifications

Real-time alerts for threshold breaches, suspicious transactions, KYC expirations, and system events delivered to the right people.

How It Works

From Onboarding to
Compliance in 4 Steps

1
Customer Onboarding
Capture customer details with digital KYC. BVN/NIN verification happens instantly via integrated APIs.
2
Transaction Processing
Structured FX transactions are created, priced, and tracked through a complete lifecycle management workflow.
3
Compliance Check
AML/CFT engine automatically screens each transaction. Alerts are raised and escalated as required by CBN rules.
4
Reporting & Audit
Complete audit trail generated for all operations. One-click regulatory reports ready for CBN submission.
Platform Modules

Complete Module Suite for
Every BDC Operation

Every module works together seamlessly — or can be deployed independently to meet your specific operational needs.

🏦

Operations Management

Day-to-day BDC operations including teller management, transaction processing, and branch-level controls.

Teller Module Branch Control Settlement
🔐

Compliance Suite

Full KYC/AML/CFT compliance automation meeting CBN regulatory requirements for Bureau de Change operations.

KYC Engine AML Screening BVN/NIN API
💰

Vault & Treasury

Complete cash and foreign currency management with real-time vault position tracking and reconciliation.

Vault Tracking FX Inventory Reconciliation
📊

Analytics & Reporting

Business intelligence dashboards with real-time data, P&L analytics, and automated regulatory report generation.

BI Dashboard CBN Reports Audit Trail
👥

Customer Management

360-degree customer profiles with transaction history, compliance status, and digital document management.

Customer Profile Doc Management Transaction History
⚙️

Admin & Security

Role-based access control, user management, system configuration, and comprehensive security audit logs.

RBAC User Management Security Logs
Regulatory Compliance

Built to Meet
CBN Standards

ComplyFX was designed from the ground up to comply with the Central Bank of Nigeria's Bureau de Change regulations. Every feature, every workflow, every report is calibrated to meet the standards that keep your licence secure.

  • Mandatory Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD)
  • Suspicious Transaction Report (STR) and Currency Transaction Report (CTR)
  • NFIU / GIABA AML/CFT Compliance Framework
  • BVN & NIN digital identity verification integration
Schedule a Compliance Review
🏛️
CBN Regulated
Central Bank of Nigeria standards
🔍
KYC / AML
Full know-your-customer pipeline
🛡️
NFIU Compliant
Nigerian Financial Intelligence Unit
🔐
Data Security
End-to-end encrypted data handling
📋
Audit Ready
Complete audit trails at all times
📡
Real-time Reporting
Instant regulatory report generation
Why ComplyFX

The Competitive Advantage
Your BDC Deserves

Faster Operations

Process FX transactions in minutes, not hours. Automated workflows eliminate manual bottlenecks and reduce human error.

🔒

Licence Protection

Stay compliant by default. Built-in safeguards ensure you never inadvertently violate CBN regulations.

📈

Business Growth

Scale from one branch to many with zero complexity. Add locations, users, and capabilities as you grow.

☁️

Cloud-Powered

No hardware investment. Access your entire operation from anywhere with enterprise-grade uptime and security.

🎯

Built for Nigeria

Designed specifically for the Nigerian BDC landscape, with deep integration for local identity systems and payment rails.

🤝

Expert Support

Backed by Adroyte's decade of fintech experience. Our team provides hands-on onboarding, training, and ongoing support.

Ready to Upgrade Your Bureau de Change Operations?

Join forward-thinking BDCs across Nigeria who are using ComplyFX to stay compliant, efficient, and competitive.